2024 Reddit sofi

Consumer financial services platform SoFi is making its first expansion outside of the United States with the acquisition of Hong Kong-based investing app 8 Securities. The terms o.... House sit

SoFi changed their routing number to Bancorp recently and the transition was annoying. Though SoFi did their best to make sure the transition was as smooth as possible (props to SoFi for enabling the old routing number again for stimulus deposit). Other complaints include: You are limited to 5 external accounts.7 Feb 2024 ... If you have account questions, please use the link to connect directly to an agent on our secure platform sofi.app.link/e/reddit. You will be ...Here at Lifehacker, we are endlessly inundated with tips for how to live a more optimized life—but not all tips are created equal. The best ones are the ones that stick; here are t...September 23, 2023-SoFi Stadium Inglewood, CALIFORNIA. Welcome! Feel free to share your questions, comments, photos, and amazing experiences from the Ed Sheeran concert. Hope you have a great time at the show! 3.4 Feb 2024 ... Yes, investing is free with SoFi. Note: I believe there is a waiting period after you set up direct deposit before you actually get the benefits ...From $1b in 2020 to $10b in 2030. Net margin - From -48% in 2021 to 13.5% in 2030 - Close to industry average. Discount rate - 12.8% (Based on cost of equity) RoE - Based on the assumptions above and the development of equity, the RoE is roughly 15%, which is close to the industry's average. SoFi is fine for student loan refinancing. They offered me a slightly lower rate than Earnest or PenFed. Unless something's changed, there's no minimum finance charge and I paid mine off early with no issues. IIRC SoFi was offering a $300 bonus for refi too. Might be too late for a referral link tho otherwise I'd offer. For now, unfortunately, you have to be 18 or older to open an account. dudecheckthis. • 1 yr. ago. That’s a bummer. Thanks for reply though! I’d seen the 18 limit in the FAQ, but SoFi had a page about minor bank accounts too (though nowhere did it said whether they allowed it or now). I suppose I could do something like set up a vault for ...Los Angeles Chargers Open Up Team’s Locker Room for a Robb Report Luxury Wine Experience. Deep in the bowels of SoFi Stadium, an unlikely luxury event took place on …A recent study from Caltech researchers found that Taylor Swift ‘s Los Angeles fans also caused earthquake-like activity when the superstar took over Inglewood’s SoFi …Get 1% cash back on all eligible purchases - and when you redeem it to pay down eligible debt, save, or invest with SoFi, we'll throw in an extra 1% toward your goal, for a total of 2%. It's a credit card unlike any other. Earn 2% unlimited cash back when you redeem it to save, invest, or pay down an eligible SoFi loan-plus there's no annual fee.If only there was a way to fund my account with $500 or more…. Banking. 1. Sort by: CricketThin1531. • 32 min. ago. Set up direct deposit…. 33K subscribers in the sofi …2 Nov 2023 ... ... she sounded so while I think the argument has merit I don't know that it's as big a deal as reddit would make it seem. Reply reply. Share. 14 votes, 50 comments. true. We’re excited to introduce SoFi Plus, our new premium membership that’ll help you make the most of your money every day.. At the initial rollout you’ll access SoFi Plus by setting up and maintaining direct deposit, which will unlock the existing direct deposit benefits along with new perks like 2x rewards points. Hi everyone! I've been doing some research between SoFi and Fidelity and I wanted to know what you all think of these two brokerages. I know Fidelity is part of the Big 3 "adult" investing houses while SoFi is part of the up and coming FinTech crowd. I know both are poised for the long term. But I'm wondering if for investments and a Roth IRA ...Advertising on Reddit can be a great way to reach a large, engaged audience. With millions of active users and page views per month, Reddit is one of the more popular websites for ...It's a top 2% card - no annual fee, no foreign transaction fee, no minimum redemption. If you want to get a more objective perspective, check out myFICO forums. Personal thoughts: I loved it the best until SoFi decided to nerf the SoFi checking debit (I am obsessive-compulsive, wanted SoFi to be my always-carry debit and credit cards, but they ...I talked to SoFi customer service once regarding the transfer of my investment portfolio from Stash. I recall the guy being pleasant, informative, and sounded like somebody from my neighborhood, not an overseas call center. My interaction with SoFi has been positive so far. Other than the Ally credit card, I’ve had no experience with Ally bank.However, Shreyanka Patil (4/12), Sophie Molineux (3/20) and Asha Sobhana (2/14) helped RCB bounce back just after the powerplay and removed Delhi batters one-by-one, …I have slowly been moving all of my finances to SoFi over the past few months and couldn’t be happier. Yes they are FDIC insured. They are a national bank and your deposits are safe up to 250k. My guess is that they offer very competitive checking/ savings APY to gain market share as they are a relatively new business.r/sofi. • 2 mo. ago. dakotabreezy23z. Pros and Cons of Sofi. Banking. This year I'm really taking my finances serious. A part of that is looking for a high yield savings account. I keep seeing …SoFi HYSA question. Not a current SoFi customer. I see that you can only earn 3.25% APY if you sign up for SoFi's HYSA and enable direct deposit. Does that mean ONLY direct deposit funds earn that 3.25% APY or can I transfer my savings from my current bank and then set up direct deposit with my employer and start earning 3.25% on my transferred ...By the way, zelle may work for your SoFi debit card, you may continue using it when it works for you, it does not seem that zelle puts out strict rule to block all SoFi debit card. It had been working for my card too (for almost one year, regularly basis). But during past few days (probably since mid Nov), my card does not work well with zelle ...Alternatives to Reddit, Stumbleupon and Digg include sites like Slashdot, Delicious, Tumblr and 4chan, which provide access to user-generated content. These sites all offer their u...Feb 6, 2024 · Customers who don’t receive direct deposits or deposit $5,000 or more every 30 days earn 1.20% APY on savings balances vs. 2.00% ¹. Both SoFi and Chime are fee-friendly: SoFi doesn’t charge ... I like my SoFi account and all but never taken a loan. I would suggest shopping somewhere besides Wells Fargo tho and just got out of one from them. To much shady stuff lately. Not saying SoFi is a bad choice, might very well be a great one but not a fan of WF.SoFi members with Qualifying Deposits can earn 4.50% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Qualifying Deposits means one or more deposits that, in the aggregate, are equal to or greater than $5,000 to an account holder’s SoFi Checking and Savings account (“Qualifying Deposits”) during a 30-day Evaluation …The official subreddit of SoFi. Get your money right, all in one app. Visit us at: https://www.sofi.com NMLS #1121636 Ant10117. •. Your statement is true for APR (annual percentage rate) but 5% annual percentage yield (APY) is 5% growth so $1,000 would become $1,050 after one year either way. SoFi takes your daily balance and calculates the interest (based on the APR not APY) but they do not apply that interest to the account until the end of the month ... SoFi Money® is a cash management account, which is a brokerage product, offered by SoFi Securities LLC. Member FINRA/SIPC. SoFi Checking and Savings is offered through SoFi Bank, N.A. Member FDIC. SoFi members with direct deposit can earn up to 1.25% annual percentage yield (APY interest on all account balances in their Checking and Savings ... Buying and selling securities is not free. So how do these brokers plan to make money? Online lender Social Finance is rolling out a slew of new features, from commission-free brok... SoFi Money® is a cash management account, which is a brokerage product, offered by SoFi Securities LLC. Member FINRA/SIPC. SoFi Checking and Savings is offered through SoFi Bank, N.A. Member FDIC. SoFi members with direct deposit can earn up to 1.25% annual percentage yield (APY interest on all account balances in their Checking and Savings ... The banking sector is in meltdown mode. It’s the start of a new generation of banks. SoFi is leading that charge – and thriving as it does. We think SOFI stock is a “fortune-making...It could be because Sofi is suing US government for Student loan pause. But perhaps that’s giving too much credit to Dave. He doesn’t care for peasants that much. IIRC, SoFi has been opposed to the current Student Loan pause/forgiveness measures & is fighting to have them ended because SoFi is losing too much money.24 Dec 2023 ... Turns out the SoFi app has some of the features from Mint I really liked. I can connect my other financial accounts. It tracks transactions, ...You must have $1,000 or more in total qualified Direct Deposit transactions within any consecutive 30-day window during the Promotion Period. So if you have $500 in direct deposit come in, and two weeks later another $500 in direct deposit, that qualifies for the bonus. There are no restrictions to using the money as soon as it becomes available.Apple gives only 1% if the card is swiped, 2% if you pay with Apple Pay, and they occasionally have promotions to give more back for certain things. If Apple gave 2% when the card is swiped it would be a no brainer to pick Apple I think. I’ve been using Apple anywhere Apple Pay is accepted and SoFi for everywhere else.Unfortunately, TPG cannot refuse to honor the instructions from Sofi Bank or intervene on your behalf. TPG is required to return your refund to the IRS as Sofi has directed. TPG has no information or visibility into why Sofi Bank rejected your tax refund from the IRS. If you have questions in that regard, you should contact Sofi Bank.27 Jan 2024 ... That's the SOFI way sadly. They don't have any real fraud team etc like other real major banks. So any issues that pop up your fault or not they ...The team recorded vibrations from motion sensors it set up near and inside SoFi Stadium as well as regional seismic network stations and was able to detect 43 of the 45 …SoFi Stadium is the home of the Los Angeles Chargers and the Los Angeles Rams. The state-of-the-art stadium re-imagines the fan experience and will host a variety of events year round including Super Bowl LVI in 2022, the College Football Championship Game in 2023, and the Opening and Closing Ceremonies of the Olympic Games in 2028. Deposits up to 1k clear instantly (you’re allowed to clear more if you have a balance) and the buys are within the next trading day. It’s very simple to understand and use. I use it for a regular brokerage account and am happy thus far. No management fee is nice. Nothing wrong with 10 dollars either. If SOFI really also wants to snag people, especially in time of rising rates, they should maximize their auto loan department. Ideally if they can originate these, work with the dealerships financing team, offer EASY pre-approval to make the process as smooth as possible, be very OPEN about rates when applying, no pre-payment penalty, and …- SoFi told me I couldn't have margin, Schwab did - SoFi restricted the ATM fee-reimbursement Also a bit irritated with support. I've had a TD Ameritrade acct (owned by Schwab) and when I have issues, reps are there and actually useful. SoFi reps are nice, but they've become harder to get a hold of and less useful over the past couple of years.I totally agree that SoFi has been my best banking experience as well, and I've only been a customer since the beginning of July. But for me, the most powerful feature, and the one that drew me to SoFi immediately was the Vaults. Finally, I have a way to keep track of where my money is going, and how much is being saved for which goal.Unfortunately, TPG cannot refuse to honor the instructions from Sofi Bank or intervene on your behalf. TPG is required to return your refund to the IRS as Sofi has directed. TPG has no information or visibility into why Sofi Bank rejected your tax refund from the IRS. If you have questions in that regard, you should contact Sofi Bank.Some states (like NY) are excluded, and residents of those states are being forced to sell their SoFi Crypto holdings. What a clown show. As a New York State resident, you are unable to transfer to Blockchain. So you are just forced to …Looks like SoFi is offering a promotion 1% match on IRA contributions through the end of the year! Hopefully this is something they continue into next year. Hi there, we're so happy you're enjoying our new promotion! We shared this feedback with our team, so please let us know if you have any more thoughts. 😄.SoFi’s private student loans offer competitive rates, special discounts and added member benefits. By clicking "TRY IT", I agree to receive newsletters and promotions from Money an...The SoFi Member Rewards program is now open to all SoFi members. Once you enroll in the app, you'll earn points when you make moves toward financial independence. Points are redeemable for pieces of stock, SoFi loan payments, or SoFi Credit Card statement credits. Thanks again to all the members who beta tested the rewards program.The official subreddit of SoFi. Get your money right, all in one app. Visit us at: https://www.sofi.com NMLS #1121636Student loans still constitute the most $ revenue for SoFi and it’s not feasible to shift to a new revenue stream, in size , overnight. Moreover Galileo is a very old and aging product that’s doesn’t scale well. They will be clobbered by the likes of stripe who are truly building banking as a service . It's a top 2% card - no annual fee, no foreign transaction fee, no minimum redemption. If you want to get a more objective perspective, check out myFICO forums. Personal thoughts: I loved it the best until SoFi decided to nerf the SoFi checking debit (I am obsessive-compulsive, wanted SoFi to be my always-carry debit and credit cards, but they ... r/sofi. • 6 min. ago. exposedcarbonfiber. HELP! SoFi suddenly limiting my deposit amount to $1000. Banking. I already signed the back of my check with "For mobile deposit only at Sofi Bank". But SoFi has decided to limit my deposit to $1000 a day.1 Mar 2024 ... I only know about them because of people complaining about them on reddit. Seems wise to avoid them. Upvote 1. Downvote Reply replyThat is a great question. Unfortunately, SoFi Bank is not connected to Zelle so instant transfers are not available bank to bank, however, sending money to another SoFi Bank Member is easy and instant through the Peer to Peer option. r/sofi.Switched to Sofi for the 4% interest rate and to get the $250 new account bonus, but only because I recently got a job that pays through direct deposit. Otherwise, very similar functionality. Both do buckets/vaults for savings, similar interest rates, e-check deposits, etc. Ally recently raised their money market account to 4% and doesn't require direct deposit.SoFi has not yet fully implemented Zeller to their app and has not affiliated with Zeller network as of today. Honestly I do not know what takes SoFi so long to implement new features like Zelle, it's important to a lot of people. You can use unofficial the Zelle app and sign up, then use your SoFi debit card I believe it as a weekly limit of $500.This is a group of investors who are LONG SoFi. We are NOT in this for the short term gains (or losses) --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. --- Nothing said here is financial advice. SOFI is still a high-risk, growth stock.SoFi will go up with time as more institutions and retail investors realize SoFi's true potential especially as it get closer and closer to the Q4 earnings. I bought more shares of SoFi at $6.81 to $6.82 today to take advantage of that primal instinct most people have been taught from the prior post SoFi's earnings sell off.Some states (like NY) are excluded, and residents of those states are being forced to sell their SoFi Crypto holdings. What a clown show. As a New York State resident, you are unable to transfer to Blockchain. So you are just forced to …r/sofi. • 3 yr. ago. MichaelMidnight. Thoughts On Using SoFi Invest As Your Main Investing/Retirement Platform. Discussion. Hi all! I'm currently using Fidelity for my investing …Real estate is often portrayed as a glamorous profession. Real estate agents, clients and colleagues have posted some hilarious stories on Reddit filled with all the juicy details ...The official subreddit of SoFi. Get your money right, all in one app. Visit us at: https://www.sofi.com NMLS #1121636It syncs my transactions from SoFi via Finicity. The connection has been down now for over 2 weeks with no resolution in sight. EveryDollar says it's a change that SoFi has made that broke the connection. I rely on my budgeting software to keep my families expenses in check, but I haven't been able to do any budgeting in over two weeks.Sofi Stadium, located in Inglewood, California, is a state-of-the-art venue that has quickly become a premier destination for sports and entertainment events. With its stunning arc...Consumer financial services platform SoFi is making its first expansion outside of the United States with the acquisition of Hong Kong-based investing app 8 Securities. The terms o...Their projections by 2025 are growing at 4-5x. At $13 it could 4-5x based upon their numbers. Doesn’t include bc, super melt up growth, any acquisitions, etc.. They’re growing 40-60% YOY.. so do math. If they live up to their expectations it’s easily 50$+ by 2025. 60-75$ is my guess estimate by 2025.. 24.SoFi is making on average between $12.36 and $14.14 revenue per member in the financial services. On top of that, lending is adding between $235.61 and $384.99 revenue per member (All these numbers are per quarter and per member in FS and member in lending, based on Q3). You are also underestimating how much interest SoFi is getting. Executabull. The official subreddit of SoFi. Get your money right, all in one app. Visit us at: https://www.sofi.com NMLS #1121636 ... Reddit's hub for advice, articles, and ... Is there any reason to doubt SoFi's (or anyone's) high-yield savings APY? Why wouldn't I want to take the money I'd usually have sitting in my savings/checking accounts at Chase, and put it …r/sofi. • 2 yr. ago. SoFi. An update on SoFi Money. We officially became a bank and launched SoFi Checking and Savings in February of this year.Alternatives to Reddit, Stumbleupon and Digg include sites like Slashdot, Delicious, Tumblr and 4chan, which provide access to user-generated content. These sites all offer their u... Resurrecting an older post, but I borrowed $63K from SoFi, took right at a week from start to being funded. According to Credit Karma, my credit scores were around 630, but the disclosure from SoFi had me in the low 700's. Using the funds to consolidate CC debt, will save over $12K in interest alone. r/personalfinance. true. Since the target is 20s and 30s, that is a long tailwind. Sofi has been refinancing people's student loans for the better part of a decade. Every student from the last decade is aware of them even if they never used them. Gonna be hard for square to suck up that name recognition without a shit ton of money and time. They released earnings for Q3 on November 10. They reported Revenue of $272.01 million for the 3rd quarter of 2021 which is a 35.5% increase from the same prior-year period. SoFi beat estimates by $16.38M. Furthermore, they added 377,000 new members which is the second-highest quarterly increase in the company's history. Hello there! I have a question that's both part r/Sofi and r/PersonalFinance and the meat of my question deals with what to do with my taxable brokerage and Roth IRA. I have them currently at Fidelity, where some of my stocks are fractional shares, and my Roth IRA maxed for both 2021 and 2022.4 Feb 2024 ... Yes, investing is free with SoFi. Note: I believe there is a waiting period after you set up direct deposit before you actually get the benefits ...Switched to Sofi for the 4% interest rate and to get the $250 new account bonus, but only because I recently got a job that pays through direct deposit. Otherwise, very similar functionality. Both do buckets/vaults for savings, similar interest rates, e-check deposits, etc. Ally recently raised their money market account to 4% and doesn't require direct deposit.SoFi can be connected to Full View. The following steps will help you link up your accounts (login required): Click "Accounts & Trade" and from the dropdown, select "Full View". Navigate to "Link Account". Type in your Institution's name in the search field and click "Search". Now, if your SoFi account was already linked to Fidelity in Full ...19 Oct 2022 ... 30 votes, 25 comments. 33K subscribers in the sofi community. The official subreddit of SoFi. Get your money right, all in one app.Overall, I think SoFi is great. The one thing that does annoy me is their UI as it very cluttered. Nevertheless, their APY is one of the best and I find everything easy to use. As both a SoFi Investor & Ambassador, I might be a little bias but I really do think they are a great bank. DrPatientInvestor.SoFi $250 Sign Up Bonus Questions. I'm considering the opportunity for opening a SoFi online bank account due to the $250 SUB. The issue is, it's not clear to me what can be possible for acquiring the full $250 SUB. So here's what I'm thinking: My direct deposits over 25 days don't equal more than 5,000, so at face value I don't qualify for the ...Ant10117. •. Your statement is true for APR (annual percentage rate) but 5% annual percentage yield (APY) is 5% growth so $1,000 would become $1,050 after one year either way. SoFi takes your daily balance and calculates the interest (based on the APR not APY) but they do not apply that interest to the account until the end of the month ...14 Nov 2023 ... World class customer support · You can pull up your most recent statement. · If you go to contribute for via the 'add cash' button online, on&...SoFi $250 Sign Up Bonus Questions. I'm considering the opportunity for opening a SoFi online bank account due to the $250 SUB. The issue is, it's not clear to me what can be possible for acquiring the full $250 SUB. So here's what I'm thinking: My direct deposits over 25 days don't equal more than 5,000, so at face value I don't qualify for the ...

I think last earnings were pretty solid. I think a lot of younger people are taking an interest into personal finance, and SOFI will be a top pick. I currently have 5750 at a $8.02 cost average. My it can be a volatile stock, but I am planning on selling weekly covered calls pretty far out the money for some passive income. . How accurate are lie detector tests

Support availability depends on the product. Not sure about banking, but I know SoFi Money support options are chat or phone only, Mon-Thu 4am-9pm PT, Fri-Sun 4am-5pm PT. GrundleChunk. • 2 yr. ago. As of late it’s terrible IMO, Was better years ago but you always have to go up a notch the front line people stink! Pay your 1st account, which has SoFi as the default method with your 2nd account. The money will be sent to SoFi and instantly deposited into your SoFi account without fees and without any wait. There is a $999 limit for the instant transfers, but I've done 5 $999 in a row without any issue. That's it! Instant money transferred into your SoFi ...14 Nov 2023 ... World class customer support · You can pull up your most recent statement. · If you go to contribute for via the 'add cash' button online, on&... SoFi is fine for student loan refinancing. They offered me a slightly lower rate than Earnest or PenFed. Unless something's changed, there's no minimum finance charge and I paid mine off early with no issues. IIRC SoFi was offering a $300 bonus for refi too. Might be too late for a referral link tho otherwise I'd offer. ACH transfers SoFi initiate may be free but larger transfers can take several days, up to a week to fully clear and show as balance. You'll get a small amount the first day, some more in another fee days, and the majority of the balance in about 5 work days. For comparison imagine if you transfer $100K and already qualify for the 2% savings ...15 Dec 2023 ... Hi, Vaults are earmarked savings goals you can set up within your SoFi savings account! These aren't separate accounts but an extension of ...There’s more to life than what meets the eye. Nobody knows exactly what happens after you die, but there are a lot of theories. On Reddit, people shared supposed past-life memories...Hi there, the cash sweep program automatically transfers cash balances in your Invest account to a network of partner banks managed by our clearing firm, Apex Clearing. The funds earn interest from the partner banks, and then part of the interest is paid to your Invest account on a monthly basis. You maintain complete access to the cash, and it ...NEW things this year to be fair: Integration with Samsung Money and construction of the SoFi Stadium, cash back offers, roundups, vaults, credit card, and some investing features. Growing pains of fintech, I understand, but not ready to be primary checking just yet. If they get their bank charter, I'll be onboard 100%.ACH transfers SoFi initiate may be free but larger transfers can take several days, up to a week to fully clear and show as balance. You'll get a small amount the first day, some more in another fee days, and the majority of the balance in about 5 work days. For comparison imagine if you transfer $100K and already qualify for the 2% savings ... They both offer fractional shares for ETFs and a Roth IRA, so no major gain or loss there. They both offer a 2% flat credit card. Where SoFi does better: SoFi's interest is better for the cash management account. SoFi is far better for loans (student loans, personal loans, and home loans). I’ll wait. Rates having been increasing weekly all over I'd stick it out in discover. Savings (Emergency fund)at Discover, Checking and Savings with Sofi, brokerage accounts with TD Ameritrade and Fidelity and a Roth and Traditional (Rollover)IRA at TD Ameritrade. Have debit cards for both Fidelity and TDA as well…i always have ways to ...The only thing I prefer about SoFi is vaults, “modern” and that’s about it. Schwab has way better customer service 24/7) and has better features/tools/fills for investing in equities. Plus it’s checking account has zelle (although not implemented amazingly) and has unlimited ATM reimbursements worldwide. Schwab is ok.Switched to Sofi for the 4% interest rate and to get the $250 new account bonus, but only because I recently got a job that pays through direct deposit. Otherwise, very similar functionality. Both do buckets/vaults for savings, similar interest rates, e-check deposits, etc. Ally recently raised their money market account to 4% and doesn't require direct deposit. CIT Bank paying more interest 3.85%. CIT Bank is owned by First Citizens which has been around for like a 100 years. CIT Bank also has CD options for like 4.65% interest for 13 months. If you have Sofi through Samsung your getting paid even less interest than a regular SOFI savings. Individual_Revenue84. It could be because Sofi is suing US government for Student loan pause. But perhaps that’s giving too much credit to Dave. He doesn’t care for peasants that much. IIRC, SoFi has been opposed to the current Student Loan pause/forgiveness measures & is fighting to have them ended because SoFi is losing too much money..

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